|I recommend that before you start house hunting, you begin
the loan pre-approval process. Getting pre-approved requires that a lender
verify your financial information, and it serves as their commitment to
lend a specified amount based on that information. It will give you a number
First, when you do find a property, sellers will take your offer more
seriously given that you have a lender that has committed to backing your
Second, you get “peace of mind,” knowing you're looking at homes you
can confidently afford to finance. Your efforts will be focused on properties
that match your financing abilities.
Third, you'll have an edge over the other buyers who aren't pre-approved.
In situations where there are multiple offers on a property, this can be
the difference between having your offer accepted or losing the property
to another buyer.
We're eager to help you get pre-approved either through us or any other
lender. Please contact me for suggested lenders.